StepChange Debt Charity
Debt isn’t something you have to cope with alone.
StepChange Debt Charity offers free and professional debt advice:-http://www.stepchange.org/Howwecanhelpyou/Debtadvice.aspx
Use their 24-hour online debt advice tool,Debt Remedy,http://www.stepchange.org/Debtremedy.aspx to get a recommendation to deal with your debts effectively.
Debt Remedy will give you advice based on your circumstances and recommend a solution.
Common debt solutions include debt management plans (DMP), individual voluntary arrangements (IVA), bankruptcy, debt relief orders (DRO) or, in Scotland, a trust deed or a debt payment plan via the Debt Arrangement Scheme (DAS).
They will recommend the one that's right for you.
How does Debt Remedy work?
Debt Remedy offers the same expert advice as you would receive using our telephone service. We’ll help you to create a personal budget and take details of your debts. We’ll then use this information to work out your options. You’ll get a personal action plan explaining what to do next.
What happens after I’ve completed Debt Remedy?
After you’ve completed Debt Remedy we’ll give you clear and practical advice about how to deal with your debts. We’ll also provide simple steps for you to follow to get things started. This will include instructions on how to deal with your creditors while you’re getting things set up.
Can I get advice over the phone instead?
You can go through a full debt advice session by using Debt Remedy. However, if you'd prefer to receive advice over the phone you can call our Helpline.
We’re here to help you take the first step to deal with your debts. For expert debt advice talk to one of our advisors, or use Debt Remedy, our online debt advice tool.
Free from all landlines and mobiles. Open Mon-Fri 8am-8pm and Sat 8am-4pm.
Who to contact